Car Insurance Laws UK

Car insurance is a legal requirement in UK. Car insurance is a pre-requisite for anyone who wants to venture out on the roads in UK. Car Insurance Laws in UK define the purpose and procedures of car insurance in UK.

UK Car Insurance Laws were introduced in 1930. According to Car Insurance Laws in UK, it is mandatory for every driver and car owner in UK to carry Third Party Insurance. Third Party Insurance offers protection against financial loses to passengers in your car and the other car and the property damaged in an accident. If you are at fault, then your insurance company will cover the claims and if the other person is at fault, then his insurance company will have to cover the claims. Thus, Third Party Insurance offers protection to people on the road. So, in UK, it is illegal to drive or allow any one else to drive your car without Third Party Insurance.

Although, Car Insurance Laws in UK insists to carry only Third Party Insurance, it is advisable to have some other necessary types of car insurance also which will offer you protection under different circumstances.

UK car insurance laws appreciate safe driving and hence have made provision to honor safe drivers with no-claims (for a minimum period of two years) with attractive discounts in their insurance premiums.

UK car insurance Laws are for the welfare and well-being of all its citizens. So ensure that you follow it for your own safety and for the safety of others on the road.