Car Insurance for Women UK

In the UK, women enjoy special status and privileges when it comes to insuring their cars. Most of the insurance companies in UK offer special discounts on car insurance for women. But why is it so? What is the compelling factor behind this decision of the insurance companies?

Statistics show that generally women are careful and safer drivers who pay utmost importance to traffic rules. They are generally less involved in accidents and usually file fewer claims and if they file claims, it will be usually for lower amounts. Women usually don't drink and drive. They generally drive less and so their cars will have lesser mileage. All these make women dear customers for car insurance companies. So car insurance for women is UK is usually better and cheaper than normal car insurance policies.

The three major types of car insurance for females in UK are:

Comprehensive Cover -takes care of damages and injuries to the third party from an accident, your bodily injuries from an accident and damages to your car from an accident or natural disaster or theft
Third Party Theft and Fire Cover -takes care of car damages and injuries to the third party and damages to your car due to fire or theft
Third Party Only -takes care of car damages and injuries to the third party

In UK, there are car insurance companies that specialize in insurance policies for women. This helps women to understand the best policies for them, to get lower rates for policies and also avail of the special discounts and privileges for them. Thus car insurance for women in UK is affordable and more attractive than those for men. Short: yes, there is cheap car insurance for women available -- more than there is for men!